Mexican insurance made easy
Comprehensive insurance coverage for Mexico
Short-term Mexican auto insurance from one day to one year, compared here and bought online from Baja Bound Insurance Services, Inc. (CA License 0D25373). SmartGringo is an affiliate; we don't sell insurance.

Why SmartGringo
- Independent — we compare and link; we don't sell, quote or bind policies.
- Auto, boat and home: quotes come from Baja Bound Insurance Services, Inc. (CA License 0D25373), whose underwriters include HDI Seguros and Chubb Seguros.
- Travel medical and expat health: plans marketed by IMG; medical evacuation and trip protection: TME Travel Insurance (Travel MedEvac LLC).
- You pick the limits and term on the partner's own quote form; the partner issues and services the policy.
Who sells the policy
SmartGringo is an affiliate. We refer you to Baja Bound Insurance Services, Inc. (CA License 0D25373) for auto, watercraft, homeowners, renters and condo cover, IMG for travel medical and expat health plans, and TME Travel Insurance (Travel MedEvac LLC) for medical evacuation and trip protection. They quote, sell and service every policy; we earn a commission when you buy.
Insurance products for every trip
Mexican Auto Insurance
Short-term Mexican auto insurance, with terms from one day to annual, issued online.
Learn more →Travel Health Insurance
Short-term international travel medical insurance for US and Canadian travelers — covers doctor visits, hospitalization, and emergencies abroad.
Learn more →Boat & Watercraft Insurance
Liability coverage for boats, jet skis, and personal watercraft used in Mexican waters.
Learn more →Mexican Homeowners Insurance
Dwelling, contents, and liability coverage for homes, condos, and rental properties owned by US and Canadian citizens in Mexico.
Learn more →Medical Evacuation Insurance
Air-ambulance and ground-transport coverage for serious medical emergencies — get treated, then get home.
Learn more →Trip Protection Insurance
Cancellation, interruption, and lost-bag coverage so a missed flight or family emergency doesn't cost you the whole trip.
Learn more →How it works
Compare here, then buy on Baja Bound's own quote form. Baja Bound issues the policy and handles claims and service; SmartGringo earns a commission on the referral.
- 1
Compare on SmartGringo
Read the guides and the dated price table, then click through to Baja Bound.
- 2
Quote on Baja Bound
Enter your dates, vehicle and driver details on Baja Bound's quote form and pick your limits.
- 3
Buy from Baja Bound
Pay Baja Bound online and print the policy it issues before you cross.
Popular winter guides
Driving to Mexico for the season rather than a weekend? Start here.
Driving to Mexico for the winter
Documents, permits, border waits, and money for a multi-month stay.
Read the guide →Long-term insurance for snowbirds
When an annual policy beats buying month by month.
Read the guide →The Sonora Hassle-Free Zone
Where the vehicle-permit exemption ends, and what crossing it costs.
Read the guide →
Cross the border covered. Get a quote in minutes.
Get a QuoteGet our free Mexico Border Crossing Checklist
What to bring, when to cross, and what to do if something goes wrong — from a Rosarito resident. Free, no spam.
