Introduction
One of the best experiences in the life of an individual is traveling abroad. But unexpected illness and accidents can ruin everything. The majority of travelers believe that their health insurance will protect them from having to pay thousands of dollars in hospital bills. But that doesn’t always happen. Many of the domestic health insurers don’t provide coverage and further assistance for international travel. So, in such a case, travel health insurance comes in. If you are an expat and are planning to fly to Mexico, then you must consider travel health insurance for Mexico. Keep on reading the blog for more information on what you need to know to cover yourself and your loved ones.
What is travel health insurance?
Travel health insurance is an insurance plan that is especially designed for individuals, families, and groups to protect them from being exposed to financial losses by helping to cover their medical expenses caused by unexpected illness or accidents while traveling abroad. It is quite similar to health insurance; the only difference is that it provides you with coverage and key medical benefits in case of an emergency outside your home country.
Why do you need travel health insurance in Mexico?
If you are planning to travel individually or in a group to Mexico, then you must cover yourself and your family with travel health insurance in Mexico. Here are the top five reasons to get travel health insurance for Mexico:
- It helps in medical emergencies.
Travel health insurance usually provides global coverage so that you can claim a medical emergency anywhere in the world. This insurance plan will help you cover medical expenses anywhere in the world, thus preventing you from spending money out of your pocket on expensive medical bills.
- It covers the cost of lost luggage
Travel health insurance provides coverage to the insurer in case the luggage of the insured gets permanently lost in transit by a common carrier.
- It helps in evacuation and repatriation.
Life is unpredictable, and no one can predict what will happen next. If anything happens to you or your family, then in an emergency you will be evacuated safely to your home country from abroad and the air expenses will be covered by your travel medical insurance.
- Protects against personal liability
While traveling abroad, if the insurer causes accidental damage to someone’s property and is found legally liable for the accidental body injury, or death, or causes damage or loss to someone’s property, then this travel health insurance will protect them.
- It provides trip protection
Traveling abroad is one of the best experiences that one can ever have. The cost of tickets to fly abroad tends to be expensive. For some reason, your trip gets cancelled. What would you do then? In such a case, travel health insurance comes into play, which gives you protection in case of trip cancellation. This insurance plan helps you to get a full refund of your money or to reschedule your trip. Here’s how travel insurance acts as a safety blanket.
SmartGringo plans for travel health insurance in Mexico
Travel health insurance plans from SmartGringo come with the freedom to choose your coverage area and choose your health care provider anywhere in the world. We have divided our travel health insurance plans into four plan options:
- Patriot Lite (Travel medical insurance)
This plan is intended for individuals, families, and groups who require temporary medical insurance coverage while traveling for pleasure or business outside of their home country.It is a short-term plan that offers you coverage from 5 days to 2 years.
Features of Patriot lite:
- Maximum limits range from $50,000 to $100,000.
- Emergency medical evacuation coverage up to $100K
- The cost of premiums ranges from $0 to $2.5K.
- Global Health Insurance®
It is a long-term comprehensive plan that is designed to provide you with worldwide medical coverage. This plan allows individuals or families to work abroad without being concerned about their health insurance. Selecting Global Medical Insurance enables you to choose from several plan options. Moreover, this travel health insurance allows you to customize your coverage plan.
Features of this plan:-
- This plan offers an annual renewable
- The cost of premiums ranges from $100 to $25K.
- The maximum claim amount ranges from $1 million to $8 million.
- Patriot Platinum (Travel Medical Insurance)
The Patriot Platinum insurance plan is intended for sophisticated international travelers seeking maximum coverage for a limited time. Moreover, this plan offers additional benefits to meet your global travel needs by providing enhanced services and benefits. This plan offers coverage up to 36 and covers the expenses of an unexpected recurrence of pre-existing conditions.
Features of this plan:-
- This travel medical insurance plan can be renewed for up to 3 years.
- The cost of premiums ranges from $0 to $25K.
- The maximum limit of a raising claim ranges between $1M and $8M.
- Patriot America® Plus (Travel Medical Insurance)
This travel health insurance for Mexico is especially designed for non-U.S. residents who need coverage while traveling to the United States for business or pleasure. This plan offers a wide range of plan maximum limits and deductible options. In accordance with the terms of the certificate of insurance, you can get this plan for a minimum of up to 5 days and a maximum of up to 2 years.
Features of this plan:
- This plan offers coverage for the acute onset of pre-existing conditions.
- The maximum limit of a raising claim ranges between $50K and $500K.
- The cost of premiums ranges from $0 to $25K.
Conclusion:
The lives of your loved ones and yours are precious. We have already discussed the need for travel medical insurance above. So, don’t take a risk on that. Why go anywhere when we have covered you with our best customizable insurance plans? Here at SmartGringo, partnered with IMG, we offer the best travel health insurance in Mexico. Compare all the four different insurance plans mentioned above and choose the best plan that fits your needs. For further assistance on choosing the best plan, contact us today.
