We can insure your vehicle from one day to one year at a time. We offer policies for liability-only as well as comprehensive coverage for your vehicle.
Your U.S. and Canadian insurance does not cover you while traveling in Mexico. If you are in an accident and do not have Mexican auto insurance, you can be sent to jail, and your US-based policy is not recognized in Mexico. Shop our affordable & best online plans offered to you through the most popular insurance companies in Mexico. There are several options available depending on your needs from our AAA-rated auto insurance companies. Policies are available for as little as one day to two years and you can customize the quote to your needs including varying deductibles.
Liability Coverage
Liability-only insurance cost covers damages to other people and property should you be in an accident. It is the most basic coverage and it does not cover damages to your own vehicle. This is the minimum requirement for all vehicles in Mexico.
Comprehensive Coverage
A comprehensive policy covers your liability to other people and property as well as your own vehicle and passengers. Some policies include theft as well, and you can customize the policy limits and deductibles. This is the recommended temporary auto insurance policy from SmartGringo. Note: vehicles older than 20 years are not eligible for comprehensive coverage and can only get liability coverage.
If you are wondering about where to buy the best Mexican Auto Insurance you can get an insurance quote in Mexico or call us. You can check the SmartGringo insurance reviews also.
About our Insurance Providers
GNP Seguros – Grupo Nacional Provincial (GNP) is the largest Mexican insurance company and has been providing service to its customers for over 110 years.
ABA Seguros – ABA Seguros is now Chubb Seguros as they acquired Chubb in 2016. They are now the largest property and casualty insurance company that is publicly traded on the stock market. (CB)
El Aguila – El Aguila Compania de Seguros is new to the industry and is part of the Great American Insurance Company and has A+ rating.
Mexican Auto Insurance Online FAQs
What do these temporary Mexican auto insurance policies cover?
Our policies cover liability and legal assistance and you have options to add collision, theft, partial-theft, and vandalism to your policy. Roadside assistance is also offered on most policies.
Why won’t my policy from the United States or Canada cover me?
Under Mexican law, policies from the US and Canada are not considered proof of financial responsibility. Some companies state they will cover damages to your vehicle if it occurs within small distances of the border, but they do not cover damages to other parties.
What IS covered under these liability-only policies?
A liability policy is covering the damages caused to other vehicles or property in the event of an accident, including bodily injuries.
What types of vehicles can be covered?
You can review our Mexican auto insurance services and purchase best Mexican auto insurance for cars, trucks, SUV’s, vans, motorcycles, and RV’s. We also offer watercraft insurance for your boat or personal watercraft. Towed items such as trailers with ATV’s or campers can also get coverage.
What’s not covered?
We cannot cover vehicle from Mexico or drivers with a Mexican drivers license. Vehicles over 20 years old are often only allowed liability-only. Vehicles for race or off-roading are not covered as well as driving on the beach or non-municipal roads.
If I am in an accident, where are repairs made?
Depending on the policy you purchase, you will be able to have your vehicle repaired in the United States or Canada, however if the vehicle is not driveable, that may not be possible. Policies have a maximum towing distance offered.
How do the deductibles work on these policies?
All policies have stated deductibles and you can select different deductible options and the price will vary accordingly. Some policies allow a percentage to be used instead of fixed deductibles.
How are claims handled?
After you file a claim, the Mexican auto insurance companies will send out an adjuster to inspect the vehicle and the amount of the loss will be determined. If repairs are needed, a repair shop will be selected and repairs can begin. If the vehicle is deemed a total loss, the vehicle will be valued using pricing guides like Kelley Blue Book to determine the cost of the vehicle. All claims must be filed in Mexico before returning to the United States or Canada.