Drive into Mexico with the right coverage in minutes

Yes. Driving in Mexico requires Mexican auto insurance, and US or Canadian policies are not recognized. Even a short road trip into Tijuana, Rosarito, or Ensenada without a Mexican policy puts you at real risk of detention and vehicle impoundment after an accident, regardless of fault. Daily, weekly, and trip-length policies are available through brokers like Baja Bound.

Yes. US and Canadian auto policies are not recognized in Mexico. If you're in an accident without a Mexican policy, you can be detained and your vehicle impounded until you settle damages out of pocket.

Liability covers injury and damage you cause to other people and property. Comprehensive adds coverage for theft and physical damage to your own vehicle. Baja Bound's FAQ says partial theft and vandalism come only with its HDI Premier and Chubb Platinum policies (bajabound.com/faqs). If your car is worth more than a few thousand dollars, comprehensive is usually worth it.

Policies are available from one day up to one year. Choose the trip length that matches your travel — daily and weekly rates are common for short trips; annual is usually cheaper if you cross more than a few times a year.

Partial theft and vandalism are covered only on HDI Premier and Chubb Platinum, not on HDI Standard (bajabound.com/faqs). If theft coverage matters to you, choose full coverage. Read the theft wording on the policy you are quoted before you buy.

Eligibility depends on the vehicle and the policy. Get a quote to confirm your specific vehicle is eligible. Baja Bound says on its quote page that its policies pay actual cash value, not agreed or replacement value.

Stay at the scene and call the claims number on your policy. Baja Bound's claims page lists the HDI and Chubb claim numbers (bajabound.com/info/claim/claim). See our File a Claim page for the complete process.

Cost varies with vehicle value, deductible, coverage limits and trip length. See the price table at /insurance/temporary-auto#price-index for one-day figures from Baja Bound quotes run on 4 October 2026, or get an actual quote to see your specific pricing.

See the price table at /insurance/temporary-auto#price-index for weekend and 3-day figures from Baja Bound quotes. Per-day rates drop as trip length increases.

The price depends on the vehicle, the coverage and the territory. Get an actual quote for an annual policy and compare it with the cost of the short-term policies you would otherwise buy.

Of the three policies Baja Bound quoted on 4 October 2026, HDI Standard was the cheapest in every term, and it does not cover vandalism or partial theft (/insurance/temporary-auto#price-index; bajabound.com/faqs). Get a quote to compare for your own vehicle.

Yes. Mexican federal law requires all drivers to carry liability insurance from a Mexican-licensed insurer. US and Canadian policies are not recognized. Driving without Mexican insurance risks detention at accident scenes and vehicle impoundment.

Border booths sell it, but buying online in advance lets you compare policies before you leave. Buy before you cross. Baja Bound quotes and sells its policies online; use the Get a Quote button on this page.

Baja Bound's quote form asks whether you are only traveling to Baja or Sonora. If you are, it quotes a Baja & Sonora policy, which covers the Baja peninsula and Sonora. If not, it quotes a policy covering all of Mexico, including mainland destinations like Puerto Vallarta, Cancún and Mexico City.

No. Baja Bound's FAQ says US and Canadian policies are not considered proof of financial responsibility under Mexican law (bajabound.com/faqs), and federal law requires third-party liability insurance on every vehicle on a federal highway, road or bridge (Ley de Caminos, Puentes y Autotransporte Federal, art. 63 Bis — diputados.gob.mx/LeyesBiblio/pdf/LCPAF.pdf).