Drive into Mexico with the right coverage

Yes. Federal law requires third-party liability insurance on every vehicle on a federal highway, road or bridge (Ley de Caminos, Puentes y Autotransporte Federal, art. 63 Bis — diputados.gob.mx/LeyesBiblio/pdf/LCPAF.pdf), and Baja Bound's FAQ says US and Canadian policies are not considered proof of financial responsibility under Mexican law (bajabound.com/faqs). Daily, weekly, and trip-length policies are available through brokers like Baja Bound.

Yes. Baja Bound's FAQ says US and Canadian auto policies are not considered proof of financial responsibility under Mexican law (bajabound.com/faqs). Without a Mexican policy, damages you cause in an accident come out of your own pocket.

Liability covers injury and damage you cause to other people and property. Comprehensive adds coverage for theft, vandalism, and physical damage to your own vehicle. If your car is worth much, comprehensive is usually worth it.

Policies are available from one day up to one year. Choose the trip length that matches your travel.

Partial theft and vandalism are covered only on HDI Premier and Chubb Platinum, not on HDI Standard (bajabound.com/faqs). Read the theft wording on the policy you are quoted before you buy.

Eligibility depends on the vehicle and the policy. Get a quote to confirm your specific vehicle is eligible. Baja Bound says on its quote page that its policies pay actual cash value, not agreed or replacement value.

Stay at the scene and call the claims number on your policy. Baja Bound's claims page lists the HDI and Chubb claim numbers (bajabound.com/info/claim/claim). See our File a Claim page for the complete process.

Cost varies with vehicle value, deductible, coverage limits and trip length. See the price table at /insurance/temporary-auto#price-index for one-day figures from Baja Bound quotes run on 4 October 2026, or get an actual quote to see your specific pricing.

See the price table at /insurance/temporary-auto#price-index for weekend and 3-day figures from Baja Bound quotes. Per-day rates drop as trip length increases.

The price depends on the vehicle, the coverage and the territory. Get an actual quote for an annual policy and compare it with the cost of the short-term policies you would otherwise buy.

Of the three policies Baja Bound quoted on 4 October 2026, HDI Standard was the cheapest in every term, and it does not cover vandalism or partial theft (/insurance/temporary-auto#price-index; bajabound.com/faqs). Get a quote to compare for your own vehicle.

Yes. Mexican federal law requires every vehicle on a federal highway, road or bridge to carry insurance covering injury and damage to third parties (Ley de Caminos, Puentes y Autotransporte Federal, art. 63 Bis — diputados.gob.mx/LeyesBiblio/pdf/LCPAF.pdf). Baja Bound's FAQ says US and Canadian policies are not considered proof of financial responsibility under Mexican law (bajabound.com/faqs).

Buy before you cross. Baja Bound quotes and sells its policies online; use the Get a Quote button on this page.

Baja Bound's quote form asks whether you are only traveling to Baja or Sonora. If you are, it quotes a Baja & Sonora policy, which covers the Baja peninsula and Sonora. If not, it quotes a policy covering all of Mexico, including mainland destinations like Puerto Vallarta, Cancún and Mexico City.

No. Baja Bound's FAQ says US and Canadian policies are not considered proof of financial responsibility under Mexican law (bajabound.com/faqs), and federal law requires third-party liability insurance on every vehicle on a federal highway, road or bridge (Ley de Caminos, Puentes y Autotransporte Federal, art. 63 Bis — diputados.gob.mx/LeyesBiblio/pdf/LCPAF.pdf).