Protect your home and assets
Mexican Homeowners Insurance
Home Insurance Customized to YOUR Needs. Let us help you navigate the ins and outs of insuring your home in Mexico.
Our policies offer customizable options depending on your needs and have great, affordable coverage. Get a quote online and purchase within minutes from GNP Seguros.
Coverage from $5,000 to $1,000,000
Cover your home and valuables.
Deductibles starting at just $500.
Find the deductible that meets your specific needs.
Earthquake coverage available
You can purchase optional coverage for catastrophic events like an earthquake and volcanic eruptions.
The Best Home Insurance in Mexico
Why SmartGringo?
The best rated insurance
Our partner, BajaBound works with Grupo Nacional Provincial (GNP), who has been a top provider of insurance in Mexico for over 100 years. GMP holds an A- rating from A.M. Best’s Global Service Rating.
Coverage options
Whether it is your Mexican home, condo, or vacation rental, we’ve got you covered with the best Mexican home insurance options.
Vacation Home Insurance Mexico
Your home owners insurance coverage options
Depending on your specific needs, we can customize a policy for you. We are the best source for home insurance for expats in Mexico.
What’s covered
Fire and Other Damages
Fire, explosion, water damage, vandalism, etc.
Glass Breakage
Accidental breakage of windows, mirrors, domes, furniture, etc.
Debris Removal
Demolition, removal and clean up costs.
Theft Inside the Home
Covers theft of belongings inside your home and private yard.
Loss of Use
Pays for a hotel or rental, moving costs and storage.
Family Liability
Pays others in case of injuries if you are at fault.
Home Assistance
Covers emergencies such as plumbing, electric, and locksmith.
Earthquake Coverage
Optional coverage for earthquake and volcanic eruption.
Hydro-meteorological Events
Optional coverage for hurricanes, storm winds, floods, etc.
What’s not covered
Unfortunately, we can’t cover everything – here are a few things that are not covered:
Coverage on 5th wheel trailers
5th wheel trailers, and other types of trailers with wheels used as homes are not covered, but we may be able to help you with coverage under our auto insurance policies.
Loss of Rents
Coverage for short-term rental properties does not include Loss of Rents coverage in the event the home isn't able to be rented due to a loss.
Land
The land your home was built on is not covered by our Mexican homeowners insurance policies.
Normal Wear and Tear
Normal wear on your home is not covered, as are gradual damages such as mold, rust, pests, leaks, & erosion.
Looking for something different?
We’ve got a range of other insurance products to protect you and your loved ones while traveling in Mexico.
Car Insurance
Mexican auto insurance is required if you bring a vehicle into Mexico, and your policy at home is not recognized across the border.
Travel Medical Insurance
Medical coverage while traveling to cover those unexpected health needs. Policies from one day to two years.
Medical Evacuation Insurance
When the worst happens, get evacuated to your home country and hospital of your choosing.
