Protect your home and assets

Mexican Homeowners Insurance

Home Insurance Customized to YOUR Needs. Let us help you navigate the ins and outs of insuring your home in Mexico.

Vacation home patio

Our policies offer customizable options depending on your needs and have great, affordable coverage. Get a quote online and purchase within minutes from GNP Seguros.

Coverage from $5,000 to $1,000,000

Cover your home and valuables.

Deductibles starting at just $500.

Find the deductible that meets your specific needs.

Earthquake coverage available

You can purchase optional coverage for catastrophic events like an earthquake and volcanic eruptions.

The Best Home Insurance in Mexico

Why SmartGringo?

The best rated insurance

Our partner, BajaBound works with Grupo Nacional Provincial (GNP), who has been a top provider of insurance in Mexico for over 100 years. GMP holds an A- rating from A.M. Best’s Global Service Rating.

Coverage options

Whether it is your Mexican home, condo, or vacation rental, we’ve got you covered with the best Mexican home insurance options. 

Vacation Home Insurance Mexico

Your home owners insurance coverage options

Depending on your specific needs, we can customize a policy for you. We are the best source for home insurance for expats in Mexico.

What’s covered

Fire and Other Damages

Fire, explosion, water damage, vandalism, etc.

Glass Breakage

Accidental breakage of windows, mirrors, domes, furniture, etc.

Debris Removal

Demolition, removal and clean up costs.

Theft Inside the Home

Covers theft of belongings inside your home and private yard.

Loss of Use

Pays for a hotel or rental, moving costs and storage.

Family Liability

Pays others in case of injuries if you are at fault.

Home Assistance

Covers emergencies such as plumbing, electric, and locksmith.

Earthquake Coverage

Optional coverage for earthquake and volcanic eruption.

Hydro-meteorological Events

Optional coverage for hurricanes, storm winds, floods, etc.

What’s not covered

Unfortunately, we can’t cover everything – here are a few things that are not covered:

Coverage on 5th wheel trailers

5th wheel trailers, and other types of trailers with wheels used as homes are not covered, but we may be able to help you with coverage under our auto insurance policies.

Loss of Rents

Coverage for short-term rental properties does not include Loss of Rents coverage in the event the home isn't able to be rented due to a loss.


The land your home was built on is not covered by our Mexican homeowners insurance policies.

Normal Wear and Tear

Normal wear on your home is not covered, as are gradual damages such as mold, rust, pests, leaks, & erosion.


Looking for something different?

We’ve got a range of other insurance products to protect you and your loved ones while traveling in Mexico.

Car Insurance

Mexican auto insurance is required if you bring a vehicle into Mexico, and your policy at home is not recognized across the border.

Travel Medical Insurance

Medical coverage while traveling to cover those unexpected health needs. Policies from one day to two years.

Medical Evacuation Insurance

When the worst happens, get evacuated to your home country and hospital of your choosing.

Before you go...

Did you know our insurance partner, Baja Bound, has over 20 years of trust in the Mexican insurance industry? Get great insurance coverage in less than 5 minutes and see why they have so many happy customers.

Baja Bound logo
Baja Bound logo

SmartGringo thanks you for being awesome, you are being redirected to our exceptional insurance partner, Baja Bound.  You'll be able to get your insurance online through them, and they're around in case you have any questions.   The agents there love insurance and LOVE Mexico!