Travel Solutions for the Unexpected

Trip Protection Insurance

Sometimes the unexpected happens and you need to cancel or postpone your trip. We can help.

man in airport waiting

Trip insurance has become more and more common as sometimes life just gets in the way and you need to change your travel arrangements. Our trip insurance plans provide comprehensive travel insurance coverage that will protect the cost of your trip in the event it is cancelled or interrupted. Depending on the plan you choose, it can cover trip delays, travel medical expenses, emergency evacuation insurance, lost baggage, rental collision coverage, and more.

Covers non-refundable costs

Travel insurance safeguards your nonrefundable expenses if you need to cancel your trip for a covered reason. It also provides coverage if your trip is interrupted, covers out-of-pocket medical expenses, and includes emergency evacuation due to a medical emergency. Additionally, it offers many other benefits to give you peace of mind while traveling.

Travel Delay Coverage

Covers additional expenses incurred due to travel delays, such as meals, accommodations, and transportation.

Accidental Death and Dismemberment (AD&D) Coverage

Provides a benefit to your beneficiaries if you suffer a fatal accident or serious injury while traveling.

How it works

More on Trip Projection Insurance

When should I purchase trip insurance?

You can purchase trip insurance to protect your trip up until the day of departure but it is best to purchase in advance to take advantage of all the plan has to offer. If you choose the Cancel For Any Reason (CFAR) option, it must be purchased within 14 days of the initial payment or trip deposit.

What do I need to get started?

Before you start the process you need the personal information (name, date of birth) of all travelers you will be adding to the plan, your trip details (dates of travel, destination, and initial deposit date), and the total cost of your trip, per person, that is listed on the invoice or itinerary of your trip.

What are reasons that are covered under the trip cancellation policy?

While each plan may vary, most plans cover unforeseen events such as you or a family member becoming ill prior to travel, loss of a family member or travelling companion, loss of a job, work relocation, unforeseen military call to duty, loss or illness of a family pet, a natural disaster at home or the travel destination, and more. You can review all the reasons in the specific plan you choose.

How does the Cancel For Any Reason (CFAR) work?

The Cancel For Any Reason plan offers partial reimbursement coverage (up to 75% of your trip costs) when you cancel a non-refundable trip for any reason not covered by your trip insurance policy. CFAR coverage must be purchased within 14 days of your initial payment or trip deposit. Each states vary so see your plan when selecting this option. This is not an option in WA or NY.



Looking for something different?

We’ve got a range of other insurance products to protect you and your loved ones while traveling in Mexico.

Car Insurance

Mexican auto insurance is required if you bring a vehicle into Mexico, and your policy at home is not recognized across the border.

Travel Medical Insurance

Medical coverage while traveling to cover those unexpected health needs. Policies from one day to two years.

Medical Evacuation Insurance

When the worst happens, get evacuated to your home country and hospital of your choosing.

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Before you go...

Did you know our insurance partner, Baja Bound, has over 20 years of trust in the Mexican insurance industry? Get great insurance coverage in less than 5 minutes and see why they have so many happy customers.

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SmartGringo thanks you for being awesome, you are being redirected to our exceptional insurance partner, Baja Bound.  You'll be able to get your insurance online through them, and they're around in case you have any questions.   The agents there love insurance and LOVE Mexico!