Do You Need Travel Medical Insurance When Visiting Mexico?

No one can deny that Mexico is one of the most visited countries and known for tourism because of its ancient ruins, stunning beaches, and other beautiful landscapes. Every year more than 3.8 million visitors arrive in Mexico to visit from different countries. If you are planning a trip to Mexico with your family or for business purposes, make sure that you are covered with travel medical insurance for Mexico. No one can predict what can happen in the future. An unforeseen event like an accident or falling ill during the trip can totally ruin your vacation. Therefore, it is essential to consider your health and safety by getting travel medical insurance. In this article, we’ll explain everything you need to know about travel medical insurance for Mexico, including what it is, why you need this insurance policy, and the coverage you will get under its roof. So, to get coverage for you and your family, scroll down the article until the end because this could give you great peace of mind.

What is travel medical insurance?

Travel medical insurance is known to get financial coverage against unforeseen events like accidents, sickness, loss of passports or wallets, misplaced luggage, and more during a trip.

Why do you need travel medical insurance for Mexico?

The Mexican government has not set any legal requirements for visitors to have travel medical insurance when visiting Mexico. But, it could be mandated if you’re planning to visit places like Puerto Vallarta and Riviera Nayarit. However, apart from that, there are still many reasons to have travel health insurance for Mexico, which are as follows;

  • One of the biggest reasons to have an insurance policy is your health and safety. The life of each individual is unpredictable. You don’t know what could happen next. So, in case of any medical emergency, your insurance policy will give you coverage against medical expenses. All events like getting sick due to an existing medical condition or being injured while traveling are covered under the travel health insurance policy.
  • When traveling abroad, you must have peace of mind to enjoy your Mexican trip with your family without worrying about anything. Your insurance provider will give you financial coverage against any risks.
  • Your health insurance issued from your home country will not be accepted in Mexico. So, in that case, your travel health insurance will provide coverage against all medical expenses.
  • As you know, Mexico is more prone to hurricanes and tropical storms. What would you do if your trip gets affected due to any natural disaster? Nothing, get travel medical insurance because each loss caused during your Mexican trip will be reimbursed to you by your insurance provider.

What does travel medical insurance cover?

With SmartGringo’s Travel medical insurance policy for Mexico, you can avail yourself of many coverage benefits. Here is the list of the coverage that will be offered after getting an insurance policy:

  1. Trip coverage: With the SmartGringo travel health insurance plan, you can cover yourself against the financial loss caused due to trip delay or trip cancellation. You also must be well aware of the weather conditions of Mexico. In case of flight delay or cancellation, you can get a full refund as you that how expensive air tickets are. Also, with travel medical insurance, you may be able to get a refund for meals, personal care items, transport, and hotel accommodations during an unforeseeable delay. So, with travel medical insurance, you don’t need to worry about anything.
  2. Emergency evacuation and repatriation: While traveling in Mexico, if something happens to you or your family member, the insurance policy will cover all the air expenses and will make all the arrangements to evacuate safely from Mexico to your home country.
  3. Medical coverage: Any unexpected illness and accident caused during your trip will be protected under your insurance policy. Your insurance policy will pay for all your medical expenses.
  4. Luggage coverage: Pocket-picking is one of the most common things when traveling anywhere around the world. If you lost your valuable belongings and baggage, the insurance company would immediately provide you with cash or another bill settlement service.
  5. Person-liability coverage: While traveling in Mexico, if you cause any damage to another property or accidental bodily injury or death, your comprehensive insurance coverage will provide you with all the legal assistance and will reimburse the other party for the damages caused to them by you.

Final words:

If you are planning to visit Mexico, be sure you have the right insurance coverage. Some policies do not cover pre-existing medical conditions and accidents/emergencies. So, to get complete coverage, it’s essential to read the fine print of your policy carefully to understand what’s covered and what’s not. Well, now you don’t have to spend much time reading the policy papers. At SmartGringo, you can easily customize your travel health insurance policy. You can choose the rates that fit your budget and needs. Moreover, we have partnered with IMG, a well-known A-rated insurance company. So, get a Quote here at SmartGringo to cover yourself and your loved ones without wasting time.

SmartGringo thanks you for being awesome, you are being redirected to our exceptional insurance
partner, Baja Bound.  You'll be able to get your insurance online through them, and they're around in case
you have any questions.   The agents there love insurance and LOVE Mexico!