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Information About Auto Insurance Policies in Mexico

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Irrespective of what you might have heard and believed, securing an auto insurance policy in Mexico is easy and simple.
To help you cut the chaos, here we will answer the most frequently asked questions about Mexican auto insurance. Let’s get started.
Do I need Mexican auto insurance?
Yes, you must have an auto insurance policy in Mexico if you are an out-of-country driver. As a matter of fact, Mexican law requires that you are financially stable to incur any physical damage or bodily injury that unforeseen events may cause.
Thus, the best option here is to get an auto insurance policy in Mexico. If you are looking for one, we can help you out. Contact us today.
Are all Mexican insurance policies same?
No. Similar to other insurance policies, auto insurance policies also vary based on their coverage and other factors. Customer support is another crucial factor that separates one insurance provider from the other, like getting your claimed money, inconvenience of where you can get your car repaired and the like.
The bottom line? Crosscheck the kind of services that your auto insurance company provides before going with them.
What essential points should my auto insurance cover?
This, pretty much, depends on your preferences. However, we will recommend having the following inclusions:

  • Roadside assistance: Providing medical evacuation and towing your car if your car is in a bad shape
  • Medical expenses: For other occupants in your vehicle
  • Legal assistance: This must include attorney fee, bail bond, court cost and so on
  • Repairs to your car: It is essential to check if you will be allowed to make the repairs in the US or you need to stay in Mexico for that

What is the claims process like?
This is the most important part you must have enough information about. That said, the claims process is almost similar to the one followed in the US.
You are required to report any claims right when they happen while you are still in Mexico. Most insurance providers have a toll free number mentioned at the bottom of their policy.
Call them right away and get your claim filed. Provide all the necessary information to estimate the amount of the loss.
Further, if you plan to stay in Mexico for a short duration, you might also like to have your claim paid in US dollars. If this is one of your requirements, we recommend checking this with your provider to be on the same page.
Sounds Good, How Do I Get a Quote?
If you want to buy an auto insurance policy in Mexico, we are here to help you out. Contact us today to get an obligation-free quote. You can either give us a call or get a quote online.
Contact us now.

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Did you know our insurance partner, Baja Bound, has over 20 years of trust in the Mexican insurance industry? Get great insurance coverage in less than 5 minutes and see why they have so many happy customers.

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SmartGringo thanks you for being awesome, you are being redirected to our exceptional insurance partner, Baja Bound.  You'll be able to get your insurance online through them, and they're around in case you have any questions.   The agents there love insurance and LOVE Mexico!