Get insured before you cross with your boat

Comprehensive Mexican Watercraft Insurance

Exploring Mexico’s beautiful waters can be an unforgettable experience, but it’s essential to protect your watercraft from unexpected risks. Whether you own a boat, jet ski, or yacht, SmartGringo offers specialized Mexican watercraft insurance to keep you covered. With flexible coverage options, you can navigate Mexico’s lakes, rivers, and coastlines with confidence.

Our insurance policies are designed for U.S. and Canadian watercraft owners traveling to Mexico, ensuring legal compliance and comprehensive protection against liability, damages, theft, and more.

man on personal watercraft

Why Do You Need Watercraft Insurance in Mexico?

Your U.S. or Canadian watercraft insurance policy typically won’t provide coverage in Mexico. Local laws require liability insurance for boats and other watercraft operating in Mexican waters. Without the right coverage, you could face significant financial risks in case of accidents or damages.

SmartGringo’s Mexican watercraft insurance gives you the peace of mind to enjoy your time on the water, knowing that you’re protected against a range of risks.

How it works

What Does Watercraft Insurance Cover?

SmartGringo’s watercraft insurance policies provide comprehensive protection tailored to your needs:

What’s covered

Liability Coverage

Protects against legal and financial responsibility if you cause damage to property or injury to others.

Physical Damage Coverage

Covers repairs or replacement costs for your watercraft in case of collisions, accidents, or vandalism.

Theft Protection

Safeguards your boat, jet ski, or yacht against theft while docked or stored.

Towing Assistance

Provides emergency towing services if your watercraft becomes inoperable on the water.

Equipment Coverage

Covers onboard equipment such as navigation systems, fishing gear, and personal belongings.

What’s not covered

Unfortunately, everything cannot be covered – make sure you’re happy with what’s not covered, including:

Physical Damage to Your Boat

The policy does not cover your personal property or damage to your own boat. You need Hull (physical damage) coverage from an authorized provider to cover any damages to your watercraft. Try checking with your US insurance provider to see if this is offered in your travels to Mexico.

Why Choose SmartGringo for Watercraft Insurance?

At SmartGringo, we work with top-rated insurance providers to deliver reliable and affordable watercraft coverage. Whether you’re taking a weekend trip or spending an extended season on the water, we offer flexible policies that meet your specific needs.

  • Top-Rated Providers: We partner with trusted insurers to ensure fast claims processing and dependable coverage.
  • Customizable Plans: Tailor your policy to include only the coverage you need.
  • Fast Online Quotes: Get a personalized quote in minutes with our easy-to-use platform.
  • 24/7 Support: Access bilingual assistance whenever you need it.

How to Get Started

Protecting your watercraft is quick and easy with SmartGringo. Follow these simple steps to secure your policy:

  1. Get a free online quote tailored to your watercraft and travel plans.
  2. Select the coverage options that meet your needs and budget.
  3. Purchase your policy and enjoy peace of mind on the water.

Frequently Asked Questions

Yes, Mexican law requires liability insurance for all watercraft operating in its waters.

Our policies are designed for owners of boats, jet skis, and yachts. For rentals, check with the provider for included coverage.

Yes, you can choose the coverage levels and options that suit your needs.

Protect your water adventures in Mexico with SmartGringo’s reliable watercraft insurance. Get started today and enjoy peace of mind on every journey!

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Looking for something different?

We’ve got a range of other insurance products to protect you and your loved ones while traveling in Mexico.

Car Insurance

Mexican auto insurance is required if you bring a vehicle into Mexico, and your policy at home is not recognized across the border.

Travel Medical Insurance

Medical coverage while traveling to cover those unexpected health needs. Policies from one day to two years.

Medical Evacuation Insurance

When the worst happens, get evacuated to your home country and hospital of your choosing.

Before you go...

Did you know our insurance partner, Baja Bound, has over 20 years of trust in the Mexican insurance industry? Get great insurance coverage in less than 5 minutes and see why they have so many happy customers.

Baja Bound logo
Baja Bound logo

SmartGringo thanks you for being awesome, you are being redirected to our exceptional insurance partner, Baja Bound.  You'll be able to get your insurance online through them, and they're around in case you have any questions.   The agents there love insurance and LOVE Mexico!