So you are on your joy ride to Mexico, cruising through the beautiful sceneries in Mexico. Unfortunately, your car tire gives out in the middle of nowhere, and you don’t see any nearby human presence to help you out. But you have no worries because you remembered to buy the car insurance with road assistance coverage, and you know exactly who to call and get you out of your trouble.
Car breakdowns, repairs, and troubles could arise anytime during the journey. As the wise say, it is better to be prepared than worry later. Proper Mexican car insurance can give you the adequate roadside assistance you need and make your road trips a lot more stress-free and enjoyable. Here is a small guide on Mexican auto insurance with roadside assistance
Why Do You Need Mexican Auto Insurance
Well, for starters, you don’t have an option as to whether or not to buy insurance for your vehicle when entering Mexico. Mexican laws mandate you to have valid Mexican auto insurance for your car to gain a permit into the country.
In most cases, your existing auto insurance will not be acknowledged in Mexico. If you don’t have auto insurance already, you will be asked to get one at the border before entering Mexico.
But you do have the option to select the right insurance policy with the right level of coverage and roadside assistance that fits within your budget. So along with your preparations for your road trip, such as packing in your clothes, first aid kit, car spare tires, car jack, and essentials, do research and get proper Mexican auto insurance to help you along the way.
What You Need To Know To Pick The Right Mexican Auto Insurance
As you would need the Mexican auto insurance only for the time you spend in Mexico, these types of policies are short-term and can be bought to use only for the exact duration of your trip.
The cost of your Mexican auto insurance will depend on various factors like:
- Duration of your trip
- Destination location of your trip
- The coverage you subscribe to includes liability protection, physical damage coverage, legal expenses, towing and transport assistance, passenger insurance, coverage for damage caused by the vehicle, roadside assistance, and more.
Most insurance policies will include roadside assistance by default, but checkup and verify whether it is included before committing to a policy. Also, look into special features like transport assistance to take your vehicle to be repaired in your home country and the costs to cover your return plane ticket and such as per your requirements. The more coverage you seek, the more expensive the premium will be.
In general, when you need roadside assistance, you will have to call up your insurance company’s emergency service line and inform them of your problem. They will then send a service vehicle and help you proceed with the repairs. One more thing you can look into is the quality of customer support and language assistance, which will come in handy when you are stranded in a foreign country.
So, go ahead, and choose the best insurance policy with roadside assistance in Mexico.