Have you ever wondered what will happen if your vehicle suddenly breaks down when you are on a road trip? Well, you might already have the answer. Your auto insurance will take care of the situation.
But what if the same happens when you are away from home on a trip to Mexico. Well, once again, the answer is that your insurance should take care of any unexpected accident or vehicle breakdowns. But the only difference is that it wouldn’t be your usual existing auto insurance. Many people tend to forget the simple fact that your existing auto insurance will be considered invalid when you take your vehicle to Mexico.
When in Mexico, you need valid Mexican auto insurance that is authorized by the Mexican government. And if you forgot to get one before you start your trip, you will be surprised to know that it is actually mandatory and will eventually settle for whatever insurance policy is sold at the border.
Now, there are two major concerns when you buy insurance last minute at the border. Firstly, it leaves you with very few options when it comes to terms and options. And secondly, the prices could be way higher than what you could have gotten with a little research beforehand.
So start your search for the best short-term Mexican insurance right away just as you prep your vehicle for the trip.
You need to be ready with the basic details such as trip duration, destination, model, and manufacturing date of your vehicle. Get quotes from various insurance providers and compare the terms and prices. Choose the best policy that meets your needs.
Things To Consider When Choosing Short Term Mexican Auto Insurance
Here are some things to consider when choosing your short-term Mexican Auto insurance
Premium Costs
While this goes without saying, you need to be vigilant about how the insurance is priced. Most insurance coverage is provided as general liability coverage, which may not cover additional services like towing assistance or legal assistance. Do compare the price points along with the services included.
Rating
Make sure to work only with genuine government-authorized insurance vendors. One way to validate an insurance provider is to check their rating. As a rule of thumb, choose a provider with a rating of A and above only. Also, take due diligence and look into past customer testimonials, review sites, and online trust scores before opting for a policy.
Coverage Provided
As already mentioned, you could seek additional coverage such as theft coverage, legal assistance in case of accidents, and so on, along with medical expenses and passenger protection. Some insurance providers also provide the option to transport your vehicle back home in case of emergencies.
Customer Support
Make sure that the provider you choose has the language option of your preference and can provide 24/7 customer support.
Cancellation and reschedule policies just in case your trip gets prolonged, postponed, preponed, or canceled.
If you are not sure of all the terms of an insurance policy, feel free to get expert guidance on the matter. Contact us today to learn more.
